Anonymous

BULLY TACTICS

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Without having my correct address & properly notifying me they were filing a judgement against me, I am now faced with a bully who is refusing to negotiate. She says it's too late because they have already issued a wage garnishment. And, she's such a bully you can't have a conversation with her. My credit score was hit as a result of this and I'm eager to get it resolved. But, when you are hit with a ton of bricks on the other end of the phone, not sure what to do. I can't believe Bank of America, which I used to think was an ethical company, uses such sleazy lawyers.
View full review
Reason of review:
Poor customer service

Preferred solution: Reach a $ settlement

Anonymous
map-marker Islandia, New York

*** Manager Sam

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
This guy Sam hung up on me after he called ME and couldn't even tell me what it's about. And that's the manager! Bunch of ignorant and incompetent people! SCAM!!
View full review
Reason of review:
Poor customer service
Delois Yht
map-marker Cape May Court House, New Jersey

The most rude, nonethical people, how can citicard work with such crooks

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I got a letter stating I had to go to court for a past due cc balance, honestly totally forgot about it, tried to make payment arrangements and was ignorantly told no, I have to go to court, so I go, the judge garnishes my pay. 6 months later they levy my bank account , leaving me with a balance of 0.00, causing me to fall behind on all my bills, mortgage, car ins. utilities, no money for food, or gas to get to work, I spent the last two weeks hitch hiking 36 miles to work. plus had to miss my only son's wedding, as they also wiped out what little i had saved to get there. I received the "letter of intent to levy my account" a month after it was done. wish I had the finances to go after them, but they only go after the working class. I dont know how they sleep at night. wish someone would put them under the microscope and bring to light how inhuman they are.
View full review
Cons:
  • Corruptness
  • Unethical tactics
Reason of review:
unethical tactics

Preferred solution: Let Citicard know how they opporate on their behave, I will NEVER get another citicard because of rubin & rothman

Judythe Fod
map-marker Union, New Jersey

Rubin & Rothman do as THEY PLEASE. Hired by Citibank

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
I received a debt notification from Rubin & Rothman a few months ago. The balance verification letter said they were hired by Citibank to collect on credit card debt. I replied with a "DISPUTE AMOUNT AND VALIDITY OF THE DEBT." I asked for: Requests for Production of Documents 1. The original signed application establishing the account 2. Charge slips bearing defendant's signature which establish use of the account 3. The original written agreement in which defendant allegedly assented to the terms of the account 4. A complete history of the account from day one, establishing the legitemacy of the balance sought 5. Any document setting forth the choice of law provision 6. Any document plaintiff intends to introduce at trial which establishes the exact day the subject account went into default 7. Any document produced by plaintiff in the normal course of business which states and defines the exact statutes the choice of law provision seeks to enforce 8. Any recording, or transcript of any recording, of telephone calls in which defendant disputed the alleged amount owed 9. Any cancelled checks or copies of cancelled checks, or other verified payments on the account plaintiff intends to introduce as evidence at trial 10. Proof of mailing of monthly statements 11. Any documents evidencing that defendant retained monthly statements for an unreasonable amount of time 12. Any document produced by plaintiff in the normal course of business defining "unreasonable amount of time." I never received a reply from Rubin & Rothman. What I did get is a notice from the Court telling me that they won a default judgement against me. I think that this firm is in violation of the FCRA and the FDCPA.
View full review
Loss:
$15000
Reason of review:
Bad quality

Preferred solution: Let the company propose a solution

1 comment
Guest

This is a common practice by Rubin and Rothman. You were, technically, sued in order to gain a garnish order.

They made use of what's known as a "gutter server". Someone who claims to serve a summons when they actually haven't.

This guarantees that you miss the court date (because you never knew about it) and the case is won by default. File an Order to Show Cause with the court.

Anonymous
map-marker Bronx, New York

They are a nasty firm

They collected on an old debt twice and they are nasty on the phone with you they do not care that you are not working, they want you to burrow from Paul to pay them. Unethical company yet the nasty companies we have debit with send our accounts their, these companies are just as horrible as they are.

My issues were they took my case to court for a credit card, I just got served papers in the mail, I got scared so I went to court to settle, I made an agreement reluctantly.

I paid then I could not pay, so I stopped, then they came again years later and kept ringing my phone day and night without stop, and they went to my job, and threatened to garnish my wages at that time I was making 184.00 a week and I was a student in school. So tell me is this fair.

View full review
Reason of review:
Poor customer service
3 comments
Guest

Pay your debts and you won't get sued. Simple as that. Writing a bad review because they want their money takes a lot of nerve.

Guest
reply icon Replying to comment of Guest-997457

It is not their money.

Guest
reply icon Replying to comment of Guest-997457

Anonymous: I am writing as someone who has actually done credit card collections and has over an 800 credit score. You don't know people's situations.

There is a right and wrong way of doing things. That is why we have the FDCPA in place. From what I am reading and the fact that this company served unsealed papers to a relative of mine qualifies as unfair collections practices.

Did you know that for each violation, they could be penalized $1500.00? You are a real piece of work.

View more comments (2)
Anonymous
map-marker Springville, New York

Rubin Rothman - Debt Collection Review from Springville, New York

These people are absolutely grimy and disputable. They placed a judgement on us from a past debt, never served certified papers from them and they lied and said they had! Had garnishment papers sent to my work even tho the judgement was in my husband's name. And the kicker was that they had my husband's name on the paperwork that was sent to MY PLACE OF EMPLOYMENT! I attempted several times to deal with them and one time the *** that I was dealing with told me I should sell my wedding band and engagement rings!!! All we wanted to do was pay off our debt and they made it impossible. We're currently paying our sheriff's civil office so I never have to deal with those money hungry people again!
View full review
Reason of review:
Poor customer service
Anonymous
map-marker Brooklyn, New York

They issued garnishment liens to 2 employers on same debt

They are currently garnishing my wage from one employer and with $1000 left on that account they sent garnishment papers to another employer while still collecting from the other. Nothing served directly to me to date. I have made phone calls and thinking they were trying to resolve the issue they requested copies of 3 months bank information. I was conned into sending copies of my direct deposits and they used info to locate second employer. They are the lowest form of life on the surface of the earth. they are despicable, disgusting and dishonest and should be disbarred. Disgraceful!
View full review
Reason of review:
Poor customer service
Anonymous

Behind car payments and received noties from Rubin & Rothman

Behind my car payments and had to give the car back.received notices from Rubin & Rothman. The lady who handles my account from Rubin & rothman is a blood sucker. Offered settlement over phone and lied about it.A REAL BLOOD SUCKER. I dont have money thats why i couldnt pay on time and requested them for settlement and the Lady said ok and gave me settlement offer so i sent them the amount .After they received the money , held my bank accounts.There is nothing i can do except send them the full amount. people please ask them for written offers. its my experience.
View full review
Reason of review:
Problems with payment
Anonymous
map-marker Brooklyn, New York

Rubin Rothman - Unethical, Fraud, Sleazy tactics, Calculated in every way

HAD A CREDIT CARD WITH CAPITAL ONE AND LOSS MY JOB WENT TO COURT AND WAS PAYING MONTH TO MONTH AND DIDN'T SEND A PAYMENT IN ON TIME NOW THEY CANCEL THE AGREEMENT AND NOW WANT 10% OF MY SALARY MONTHLY,,CALLED A LAWYER TO HELP ME OUT AND RUBIN ROTHMAN GIVING THEM THE RUN AROUND THIS FIRM IS HURTING MIDDLE CLASS AMERICANS THAT ARE HURTING ALREADY I SEE HOW MANY PEOPLE THERE DOING TO THIS TOO,,ITS UPSETTING THAT THIS FIRM CAN GET AWAY WITH THIS,,ALL THEY CARE ABOUT IS THE MONEY NOT THE PERSON,THIS FIRM IS A GREAT EXAMPLE OF UNRULY AND UNPROFESSIONAL, I GUESS IT ALL COMES DOWN TO RUBIN AND ROTHMAN THIS IS HOW THEY WANT THERE EMPLOYEES TO TREAT PEOPLE AND THIS Y THIS COUNTRY IS FALLING APART
View full review
Reason of review:
Bad quality
Anonymous
map-marker Flushing, New York

Rubin Rothman - Legal Services Review from Flushing, New York

These crooks got a judgement on me and garnished wages without ever seving me. The affidavit of service is phony. The used a common name as a co-tenent and my request for information was never honored. A dismissal was granted for improper jurisdiction. I understand they buy debt and then ise this tactic to get money and make a sizable profit. Be careful and don't buy into their nonsense. Good luck
View full review
Reason of review:
Poor customer service
Anonymous
map-marker Brooklyn, New York

Short Review on April&nbs-04:00;06,&nbs-04:00;2015

They came after me for $156 dollars like I owed $156,000. Just pathetic
View full review
Anonymous
map-marker Plattsburgh, New York

Default judgement

They got a default judgement and placed a lien on my home. So I can't sell it, if I do they get paid from the profit. Found this place which has filed class action lawsuits against them. Check them out. http://www.newyorkconsumerprotection.com/ If they have to start paying the consumers for there wrong doings then maybe things will get better. I was never served notice and they are not agents of the car dealer but represent themselves as such. Request they produce the original note or agreement that they claim to own. They have had trouble providing proof. I am filing for removal of the judgement.
View full review
Loss:
$8500
1 comment
Guest

A debt collection firm, Pressler & Pressler in NJ was just fined one million dollars for illegal debt collection practices by the Consumer Financial Protection Bureau. Don't be intimidated by a law firm.

Check online your statute of limitations; which is the date you stopped payment on the debt. IF they file after your State's limitation statute, they can't collect. Don't pay anything more until you check the state's statute of limitations.

Everything to help you is online today. Check your consumer protection laws.

Kayla Qop
map-marker New York, New York

Very nasty

3 weeks ago my job gets a letter in the mail asking for personal information regarding my salary, time on the job, bank info, etc... from rubin and rothman come to find out they were trying to collect a debit for capital one bank for 2009 now i asked them repeatedly what exactly is this debit for (credit card, checking account, car loan etc....) all they told me was "its some sort of account" now they escalated it to a marshall who themselves dont know what the debit for all they can tell me was its from 2009. Here is where it gets crazy i called and even visited local capital one branches and the told me there system doesnt go that far back past 2011 if the account was closed.....SO AGAIN NO ONE CAN TELL ME WHAT THIS DEBIT IS FOR!!!!!...and on top of that RUBIN AND ROThMAN employ some of the nastiest and disrespectful individuals I have ever encountered.....DOES ANYONE HAVE ANY ADVICE????
View full review
1 comment
gerald claude

Contact your state attorneys office

Anonymous
map-marker Islandia, New York

Abusive Debt collector

Rubin Rothman , under Keith H. Rothman an Attorney and it's C.E.O. (N.Y. State bar Registration number 141****), obtained a default judgment and bank levy against me with out having ever served me the summons.This Court order was obtained

three years after the State Statute of limitations. I successfully

proved this in Court . I found it mildly amusing that Rubin & Rothman repeatedly claim to have an A+ rating from the B.B.B. When in fact they have several

complaints cited against them many of which I've experienced myself. They are not even a member of B.B.B.

Through their business association with AAA

Attorney Service Co. of N.Y. under licensed Notary, Harvey Tauber

(No. 01TA466****) as C.E.O. regularly used and directed disgraced

former Licensed Process server, Andrew Lindauer ( License number

0724538) ( ViolationNo. LL 508****),( who surrendered his license in

a plea deal with The N.Y. City Dept of Consumer Affairs), falsely and

knowingly claimed to have served my" Wife Jane" on my

behalf. I was divorced and never married to anyone named Jane. My

situation is the rule rather than the exception.

An internet search will show that this is a regular business practice of the individuals and corporations they run or work for. Just as an

example: Schuster v. Rubin Rothman, LLC Case 1:12-cv-04854-JG-RER,

Zweibel v. Rubin Rothman, LLC Case 1:13-cv-01407- ILG-RML, and Posner

v. Rubin Rothman, LLC Case 1:13-cv-01229-FB-RML. Mr. Lindauer had a

patter of cite "wives" with the letter J. Look over your

paper work. If Tauber notarized it and or Lindauer "served"

it you can get the case dismissed/discontinued. If you discover that

a bank levy or wage garnishment has been placed against you,

challenge it right away by filing with the Court an Affidavit to

Vacate a Default Judgement in a a consumer debt case. Go to

https://lawhelpinteractive.org/groups/NY-NewYork />This cite will assist the pro per litigant in how to file the appropriate

action to defend themselves. Obviously you will have to add or

subtract what is relevant to your case and what is not. What will

happen next is that an Attorney/"Closer" will represent

Rubin & Rothman in Court. He/She will attempt to settle the debt.

DON'T DO IT! You will not see a Judge on the first visit to the

Court. The second time will be a repeat of the first visit. You will

be directed to a small conference room with a court Mediator and the

Attorney/"Closer for Rubin & Rothman. DO NOT ACCEPT THE

SETTLEMENT HE/SHE OFFERS! At this point the "Closer" for Rubin & Rothman will likely Discontinue the case. In my case he did just that as he bolted from

the Court room refusing to shake my hand. ( All class !). I am now

preparing to sue Rubin & Rothman, LLC, the Attorney service that

falsely claimed to have "served" my fictional Wife Jane, as

well as Capital One who had hired Rubin & Rothman to represent

them in the first place. My first two causes of action will be for

1. VIOLATION OF THE FAIR DEBT COLLECTION PRACTICES ACT (FDCPA) 15

U.S.C. §1692 ET.SEQ; 2. VIOLATION OF NYGBL § 349.

While every case is different and some people may not feel comfortable

representing themselves It never hurts to consult with an Attorney

specializing in consumer/debtor rights. While I am an experienced

"Pro Per" I am not an attorney and therefore the

information I am relating is strictly an account of what I have done

and would do personally. You may want to review the cases I have

cited. I suggest the web site Docket Alarm. There is a modest fee for

each page but I found well worth it. Good luck.

View full review
2 comments
Guest

Wow this is what is happening to me right now.. thank you

Navi Gse

Way to go - you are a rock star!

CONSUMERS FIGHT BACK @***.com

View more comments (1)
Jera Iwo

Unethical, Fraud, Sleazy tactics, Calculated in every way

They *** they sleaze.. They will avoid discussion, stall negotiations then garnish or levy assets. I couldn't talk to the "woman" who contacted me from that snakepit - she was a vicious animal and used every scare tactic in the book on me. So I retained an attorney to work out a settlement on an apartment I broke lease with. Fine, so I let them hash it out and I am to pay X thousands dollars to them which I did without fail, paid them over a 1K a month on time every payment. Settlement satisfaction letter was sent to me when it was all paid off. Now, TWO years later I'm informed by Human Resources at my job that my salary is being subpoenaed by R&R for the same apartment only now it's another debt (eviction fees), seems they forgot to mention this during the first negotiation to settle in full when we agreed on the original X amount. I wasn't served for this ever, wasn't called, no letter - they knew how to contact me, and they knew how to contact my attorney. Just go for garnishment. They were notified by my attorney that what they did was fraudulent, unethical and flat out wrong not to mention it violated FPCA and if they don't vacate I will go on the offensive and sue them in MY home town 300 miles away. I hope they are making a lot on the measly garnishment which caused my so much embarrassment I can't even begin to express because it's going to cost them tenfold that. If you get sued by these... monsters. Get yourself an attorney!!! I can't stress that enough, whatever you pay the attorney you will save in lowering the debt amount and not having to deal with those animals plus you're covered when they definitely try to do something like this and trust me they will. They prey on people who had hard times, people who are stressed, scared and stretched for money. James Langel, Esq of NYC and Jason Shear, Esq of Buffalo NY are very acquainted with the likes of this slime and will take care of you.
View full review
1 comment
Navi Gse

You can also get lotsa help at debtorboards.com